It Pays To Bank With Lumen Vault Bank.

Simple ways to spend, save, borrow and manage your money — backed by a convenient digital banking experience.

Business Checking Banking for everyday business needs. Savings Account Make saving simple and flexible. Credit Cards Convenient access to your money. Home Loans Explore financing for your next home.
CHOOSE WHAT FITS YOU

Banking products for real-life goals.

Explore everyday banking, cards, lending and investing options from one place.

Explore checking & savings →
BANKING INFORMATION

Important banking information.

Product availability and terms may vary. Contact Customer Service for current information.

Financial planning and long-term wealth management
SECURITY & CONTROL

Protection should be part of everyday banking.

Find practical resources for account security, fraud awareness and digital controls.

FINANCIAL EDUCATION

Make your next money decision with more confidence.

Explore practical guidance on budgeting, credit, saving, home buying and other financial topics.

Explore financial education
Mobile banking app showing account balance, spending analytics, transfers and recent transactions
LUMEN VAULT DIGITAL BANKING Manage your money anywhere.
DIGITAL BANKING

Bank from wherever life takes you.

Our digital banking experience brings balances, activity, transfers and account controls together in one place.

QUICK HELP

Need a hand?

Find common support options without searching through the whole website.

WHY LUMEN VAULT

Banking made simple.

Banking consultation
ABOUT OUR BANK

We focus on a straightforward digital banking experience.

It’s our mission to help you prosper. So we treat you and your money the way we all want to be treated—with respect. How do we do it? With simple ways to spend, save, and manage your money better.

From teaching your high scholar how to set up and use a checking account to helping you buy your first home, we’ll be there, right by your side.

Read more →
Apply for a new bank account in minutes Open Account → Easy To Use Login Module Login → Professional 24/7 Online Support Get Help → Banking Information Learn More →
CREDIT & DEBIT CARDS

Cards designed for everyday spending.

Use your Lumen Vault card for everyday purchases, online payments and eligible contactless transactions.

LUMENVAULT VISA
4821 7319 6402 1157
CARDHOLDER JORDAN ALEX
EXPIRES 08/29
CVV 482

One card. More control.

Keep your card details easy to find and make everyday payments with a polished digital banking experience.

  • Contactless payments
  • Online shopping
  • Card security controls
  • 24/7 support
Explore Cards
LUMENVAULT DEBIT
5198 2204 7331 6842
CARDHOLDER JORDAN ALEX
EXPIRES 11/30
CVV 214
CORPORATE BANKING

Corporate Banking At It's Best

01

Corporate Account Type

Several types of corporate accounts exist. We always put our customers first and help navigate the account opening process.

Register Now →
02

Agent Banking

We are committed to driving customer financial growth by meeting the lifestyle needs of the underbanked and unbanked.

Get In Touch →
03

Smart Loan

Smart Loan gives eligible customers access to financing with a streamlined digital application experience.

Tell Me More →
04

Vehicle and Assets Finance

Apply for vehicle and asset finance designed for qualifying salaried and non-salaried customers.

Get Started →
OUR CORE VALUES

What guides Lumen Vault

01

Swiftly Innovative

Our team is ever growing, changing and expanding.

02

Top Notch Security

We focus on a secure and easy-to-use digital banking experience.

03

Commercially Reasonable

Banking should be straightforward, accessible and easy to use.

Blue banking card
READY TO GO CONTACTLESS?

Safer. Faster. More reliable.

With just a single tap, using your card is safer, faster and more reliable. Get a card from us.

Apply for card
Small business banking
SMALL BUSINESS MONTH

We support small businesses.

We support small businesses and all that they do for local communities because we believe growth from the grassroots is paramount.

Learn More →
Mortgage consultation
GOOD NEWS FOR EVERYONE

Mortgage solutions for your next move.

Explore home financing resources and options for qualifying customers.

Apply Now →
Mobile banking
SAVE FOR THE DAYS AHEAD

Make saving easy and flexible.

We are committed to leading you through the way and making saving easier for you.

Seek Advice →
IT PAYS TO BANK WITH Lumen Vault Bank.

What can we help you with?

Ask A Lumen Vault